In April of 2018 I wrote a column “Tired of that tip jar?” and in the 8 years since it’s gotten worse.

A 3% line item appears on your receipt after you’ve decided what to buy, but it’s named something that sounds reasonable, and you pay it because of guilt. That’s the same playbook as the credit card surcharge now creeping across America’s checkouts.

READ The Lempert Report on Substack.